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james600
Starting Member
8 Posts |
 Posted - 18 August 2009 : 20:54:25
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I have just received a letter from the OR, informing me that my case has now been transferred to the RTLU; I am subject to an IPA. Upon contacting the OR for clarification, I was advised that now that the file has been transferred, the OR no longer has access to it.
Does this usually mean that the OR has completed all relevant inquiries and that I should just await automatic discharge? I went bankrupt in late March and the OR has never mentioned the possibility of a BRU/BRO.
Thanks, in advance, for any clarification. |
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gettingoutofdebt
forum expert
2418 Posts |
Posted - 19 August 2009 : 07:47:24
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Hi James,
Yes, once the case has been transferred to the RTLU it means that the OR has completed their investigation. It can also be a prelude to receiving an early discharge (ED) however this isn't always the case.
If your IPA is already in place then you shouldn't hear anything from the RTLU unless you are considered for an ED in which case they may send you an EDREV for with another I&E to complete. |
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xmas baby
Average Member
537 Posts |
Posted - 19 August 2009 : 12:20:52
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Hi there,
I too have been notified that my case has been transferred to the RTLU and I declared BK in early March this year. Does this mean the OR has completed their investigation into my bankruptcy? As part of my debts were incurred through gambling (1/4), I was expecting to receive a BRU, although I have been hoping I would be lucky and not receive one. I have fully cooperated with the OR and although I listed 'gambling' on the SOA, when I had the telephone interview with the OR, she didn't seem that concerned with it much to my relief.
Is it likely that I will not now receive a BRU and I just wait for discharge in March 2010?
Thanks
xmas baby |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 19 August 2009 : 12:37:15
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As far as I'm aware it does mean that the OR has finished their investigations and therefore you are unlikely to get a BRU. It's impossible to say for certain though. You may get ED, although don't bank on it - my case was passed to the RTLU and I didn't.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
25 IPA payments made, 11 to go - on the home straight! |
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xmas baby
Average Member
537 Posts |
Posted - 19 August 2009 : 12:48:55
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Thanks Skippy.
I will be so relieved if I don't get a BRU. As for ED, it would be asking too much for that aswell. I will be more than grateful just to not receive a BRU.
xmas baby |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 19 August 2009 : 14:20:08
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That's how I felt - ED would have been nice, but not getting a BRU was more important to me.
I'll keep my fingers crossed you don't get one!
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
25 IPA payments made, 11 to go - on the home straight! |
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james600
Starting Member
8 Posts |
Posted - 19 August 2009 : 19:58:22
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| Thanks to all for the clarification. I was also worried about a BRU/BRO so hopefully all is now okay. |
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gettingoutofdebt
forum expert
2418 Posts |
Posted - 20 August 2009 : 07:11:35
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| Good luck xmas_baby and James in not getting a BRU. If I were you I would be tempted never to contact the OR/RTLU again until you are discharged in case they have another look into your case. Hopefully you will receive ED but if not AD is better than a BRU. |
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RTLU
