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Mrsroller
New Member



United Kingdom
74 Posts
Posted - 22 August 2009 :  12:57:26  Show Profile  Reply with Quote
On the SOA where i am entering credit card debt. I do not know all the dates for starting the credit card. If they are before 2003 can I just put pre 2003 do you think?

mick1972a
Junior Member

235 Posts
Posted - 22 August 2009 :  13:07:43  Show Profile  Reply with Quote
you could always register for a free trial on experian or equifax and im sure you can check on there when the credit was taken out.

Just remember to cancel before you trial expires.

Mick
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 22 August 2009 :  15:09:04  Show Profile  Reply with Quote
That's provided you have a card that you can sign up with.

Otherwise you can request a copy of your record from the agencies for about £2 a time.

The glimmer gets brighter all the time

Jan
xx
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Mrsroller
New Member



United Kingdom
74 Posts
Posted - 22 August 2009 :  15:48:52  Show Profile  Reply with Quote
Perhaps I could use hubby's. Thats a good idea, so dates are very important are they?
Thanks for help
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newbee
New Member



United Kingdom
94 Posts
Posted - 22 August 2009 :  17:20:47  Show Profile  Reply with Quote
hi i put unknown no a few of mine as i really cant remember when i did take them out im sure the or can find this out if they really need to i did ring a few of the companys up to ask them and they would not let me no .
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nicdavies75
New Member



United Kingdom
63 Posts
Posted - 23 August 2009 :  09:32:28  Show Profile  Reply with Quote
I also didn't know. I just put the amount oweing and the last statement date. They've not questioned it!
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Housing
Senior Member



United Kingdom
1399 Posts
Posted - 23 August 2009 :  09:40:10  Show Profile  Reply with Quote
Hi,

I had 10 credit cards and did not know the dates. I explained what I thought were the dates and expenditure at my interview.

The OR did not raise any questions on this neither did he give me any grief on the fact - I was simply truthful on my recallection.

Good luck to you with the completion of the SOA

Richard

"There are no problems - only solutions..."
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Mrsroller
New Member



United Kingdom
74 Posts
Posted - 23 August 2009 :  13:04:45  Show Profile  Reply with Quote
Only prob is I am doing it online and the date is a required field so you have to enter something. I have actually now emailed the insolvency people asking how important the date is. Ive managed to get a few from the credit card companies but all mine are so old.
Thanks for advice anyway.
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