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Dez
New Member
United Kingdom
87 Posts |
 Posted - 18 November 2009 : 20:41:34
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Can anyone answer this question for me?
I was made B/R 3 weeks ago had a chat with the O/R 2 weeks ago but there is one creditor who tried to get money off me 5 months ago it went to a CCJ and they put in a reditermination and I have a court earing next week? will this be cancelled? I have told the creditor that I am B/R they said don't matter court date still stands.
Do I need to turn up for court? What will happen?
Thanks
Dez |
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debtinfo
forum expert
2826 Posts |
Posted - 18 November 2009 : 21:16:24
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| have you told the OR about the court date. Also send a copy of your bankruptcy order to the court |
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Blackie
forum expert
United Kingdom
565 Posts |
Posted - 19 November 2009 : 09:22:48
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The bankruptcy will stop any further action from the creditors and you can not be taken to court by them after you are bankrupt. However, as Debtinfo has pointed out, you must telephone the OR and inform him as he will be able to stop the court case - there is infact a question on the SoA which asks about any creditor taking legal actioon against you.
All the best
John Blackadder |
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Housing
Senior Member
United Kingdom
1399 Posts |
Posted - 19 November 2009 : 09:28:21
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Dez
As has been said by Blackie and debt info, they will be included in your BR - but inform the ORs office and the case will be cancelled by the OR
Good luck, Richard
"There are no problems - only solutions..." |
Edited by - Housing on 19 November 2009 09:30:08 |
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Dez
New Member
United Kingdom
87 Posts |
Posted - 19 November 2009 : 13:27:22
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Hi
Thanks for your help on this topic I telephoned the O/R office and told them and I was told I could attend coourt if I wanted too, but the debt will be written off in the B/R.
I feel its a waste of time me attending court? What advice could you all give me please?
Dez |
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Housing
Senior Member
United Kingdom
1399 Posts |
Posted - 19 November 2009 : 13:40:28
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Hi Dez,
For me, it would probably depend what the judgment was for - as it is going to be encorporated into your BR anyway, may not be worthwhile?
Good luck with the BR anyway, Richard
"There are no problems - only solutions..." |
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gettingoutofdebt
forum expert
2418 Posts |
Posted - 19 November 2009 : 19:02:07
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Yep, a waste of time attending the court if the OR has confirmed that the debt will be included in your BR.
It is a bit like people who have had their properties repossessed attending the hearing when they are BR and the shortfall has been included in their BR.
You can attend if you want but if you have better things to do then it really isn't worth it. |
Edited by - gettingoutofdebt on 19 November 2009 19:02:24 |
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chester2005
Average Member
United Kingdom
786 Posts |
Posted - 19 November 2009 : 21:10:12
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or you can attend court with a smile on your face knowing they are wasting their money on court costs after being told you are BR.
the court may well not be pleased with the creditor if the court find out the creditor knew you were BR.... courts hate having their time wasted..
Dave
Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurman)
RevivaUK helped me through it all i can't recommend them enough!! |
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Blackie
forum expert
United Kingdom
565 Posts |
Posted - 20 November 2009 : 08:36:23
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I do like the idea of Chester 2005! Creditors do feel that they can do what they wish even if you are bankrupt. Either they do not know the bankruptcy laws or, more to the point, believe that they are above the law and the bankruptcy does not apply to them.
All the best
John Blackadder |
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Topic |
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Quick question about a court date
