hello again can you include things like pocket monet etc on the forms. My grocery bill is alot higher than the guidelines and thats shopping at cheap shops and not buying brand foods are they a little more fair in BR than an IVA be glad when these forms are filled in. Also we got paperwork through with proposals for an iva but the payments where unrealistic do i put this on the forms on the part where it asks if you have tryed or entered into an IVA. Thanks for all your help your lifesavers !!