I work for a financial institution and in conjunction with my union, I emailed HR to advise them of my financial woes and the possibility of bankruptcy. I mentioned I was very worried about losing my job, and their comment on that was:
"Please try not to worry, it is not our aim to lose a member of staff, we simply need to understand the possible risks posed to the company and how we can help monitor/ mitigate these for the good of all parties involved".
What I would like is anyones ideas on what risks they may come up with so I can be prepared? I don't work with customers, I'm not in an FSA approved role and I don't have access to live customer data.
Any thoughts would be much appreciated. Meeting is in 2 weeks :(
Have you explored all the options available before deciding that your option is bankruptcy? My advice to anyone in financial difficulties is to speak to someone who is able to look at your full personal situation and provide you with advise on all the options available. To do this your first step should be to either contact myself or one of the other experts on here (see experts button on left hand side of the screen) or go to IVA.com and read some reviews of the Insolvency Practitioners listed on the site. It may be there are other options available such as an IVA or DMP or it may be that bankruptcy is the right one, but at least you will be armed with the full information before making your final decision
Nice to see you have such a good employer/HR section
Melanie Nicholas 29 years insolvency experience - 23 of which in the Insolvency Service - Insolvency Manager Jones Giles email me at melanienicholas@jonesgiles.co.uk telephone 01792 899996