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pleasehelpme22
Junior Member
222 Posts |
 Posted - 24 June 2008 : 15:58:43
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Hi Suzanne not spoken to you before but just wanted to pick your brains.. (i n anice way) i was declared bankrupt today and had already opened a basic bank account with Abbey (3 months ago when looking into IVA) however after speaking to them today they informed me they wont allow me to keep my account no matter what the OR says as it is there policy not to allow BR a basic account.
So today my partner (also br today) have applied and been accepted for a co op cash minder account , will ths be allowed and do i have to tell OR about this new account? Ive told the bank im BR already . We really do have to have a bnak acc as Fiance needs a place for his earnings etc
I hope we havent done anything wrong?? Your help will be much appreciated
Tanya |
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melanie_giles
Senior Member
1191 Posts |
Posted - 24 June 2008 : 21:33:33
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I'll answer for Suzanne as she is away for the evening.
The cashminder account will be fine - just let the OR know of your revised plans.
For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com |
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pleasehelpme22
Junior Member
222 Posts |
Posted - 25 June 2008 : 06:01:20
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Thank you Melanie, will let OR know when have to interview today
Tanya |
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Suzanne
Average Member
United Kingdom
869 Posts |
Posted - 25 June 2008 : 09:10:31
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Thank you Melanie
You just need to mention to them that you opened an account with Co Op. If they contact the Co Op the account may get temporarily frozen but if you speak to the OR, they can sort that out quite quickly for you.
It's not the OR that freezes the accounts, its the bank who look to protect themselves.
Suzanne Stocker
Bankruptcy Manager
Jones Giles Ltd
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pleasehelpme22
Junior Member
222 Posts |
Posted - 25 June 2008 : 11:56:37
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Hi just to let you both know i had a short call from a clerk within the OR office , i informed them him of the new cash minder account and he has said he doesnt need to know about the account as it was applied for after my bankruptcy was made.
We have booked an telephone interview for 10th July at 9am .
Thanks for all your help and advice throught this process, this forum is a godsend |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 26 June 2008 : 12:38:15
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I opened a Cashminder account after I was made BR and I never thought to notify the OR! I told the Co-op when I applied and they were fine.
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
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FAO Suzanne
