| Author |
 Topic  |
|
|
pauldt
New Member
91 Posts |
 Posted - 17 September 2008 : 13:27:35
|
| ok.......get a bank account says the OR.....not possible fropm what I gather....any help would be appreciated |
|
|
John
New Member
United Kingdom
73 Posts |
Posted - 17 September 2008 : 13:30:47
|
Hi
try Barclays at the branch, they do a cash account, or you should be ok with a Co-op Cashminder account which you can apply for online.
www.Bankruptcyhelp.org.uk
0800 078 9367 |
 |
|
|
Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 17 September 2008 : 13:52:06
|
Hi the coop cashminder account as far as im aware has to be opened at a branch and on the phone not online, i could be wrong.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
|
|
|
pauldt
New Member
91 Posts |
Posted - 17 September 2008 : 20:05:34
|
am trying the nationwide will post how things turn out as and when...thanks for your comments and help
p
|
|
|
|
Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 17 September 2008 : 20:43:26
|
Good luck with it paul def let us know the outcome.
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
|
|
|
poopedmass
Junior Member
United Kingdom
229 Posts |
Posted - 18 September 2008 : 07:49:23
|
| are they proper accounts that you can still have direct debits coming from? |
|
|
|
Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 18 September 2008 : 08:19:24
|
Hi Paul
I opened a Coop cashminder account this account will do DD's and SO's and also you have internet access.
It has an electron card which i have managed to use in many places to pay for my goods and also if you decide to open one then it has to be on the phone or in the branch.
I have had no trouble with my account. Some are being defered but i think that may be down to electoral role etc.
Thanks
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
Edited by - Needafriend on 27 September 2008 22:14:23 |
|
|
|
JulianDonnelly
Junior Member
United Kingdom
325 Posts |
Posted - 18 September 2008 : 12:44:34
|
Hi Poopedmass,
Although any account you get post-BR is a "basic" account, you can still have standing orders and direct debits.
Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Don't forget the helpline on 0800 078 9367 |
|
|
|
pauldt
New Member
91 Posts |
Posted - 23 September 2008 : 17:29:58
|
RIGHT here we go.............the answer to the main question being open a bank account......
Nat West NO
Nationwide NO
Alliance and Leicetser NO even though I already had an account with them in credit and being run to prefection since being opened in April 08 on the advice of my IP
Cant use the follwing
Abbey
HSBC
Barclays
LTSB
Halifax/HBOS!!!
come on chaps..where to now?????
|
|
|
|
got there
Junior Member
United Kingdom
461 Posts |
Posted - 23 September 2008 : 17:43:59
|
| Co-op cashminder is the account of the moment if they arent a creditor - they will defer your application most probably as a matter of course but then your application will be approved as mine was. HTH x |
|
|
|
johns
Junior Member
United Kingdom
269 Posts |
Posted - 23 September 2008 : 19:39:06
|
I know some have had bad dealings but think banking offer a debit card, cashback,hole in the wall 450 and paying at restaurants, shops etc ye s they charge you 12.50 per month but you fill in a dd mandate for all bills and the rest is yours, i think it helps you to regulate and give some discipline to spending
Regards
Johnquote:
Originally posted by pauldt
RIGHT here we go.............the answer to the main question being open a bank account......
Nat West NO
Nationwide NO
Alliance and Leicetser NO even though I already had an account with them in credit and being run to prefection since being opened in April 08 on the advice of my IP
Cant use the follwing
Abbey
HSBC
Barclays
LTSB
Halifax/HBOS!!!
come on chaps..where to now?????
|
|
|
|
Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 23 September 2008 : 20:20:08
|
I would recommend the Co-op Cashminder - I've had one for just over a year and the Co-op have been brilliant.
I also had a Think Banking account when I first went BR - it's a good account as it isn't credit checked, but I found it very frustrating that they don't have internet banking and you can't get a balance from a cashpoint. I also found the waiting times to be ridiculous if you had to phone them. The account is a good idea in principal, it's just a shame no thought was put into how it was going to work!
Tomorrow is a mystery, yesterday is history, today is the present, a gift to make the most of.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/ |
|
|
|
pauldt
New Member
91 Posts |
Posted - 27 September 2008 : 21:15:16
|
thank you all for your time and comments....coop have come good....so the future is bright the future is blue :-)
and beware of Alliance and Leicester.....left and right hand arent too well coordinated!!!
|
|
|
|
pauldt
New Member
91 Posts |
Posted - 27 September 2008 : 21:17:02
|
Thank you JO
pax
quote:
Originally posted by Needafriend
Hi Paul
I opeed a Coop cashminder account this account will do DD's and SO's and also you have internet access.
It has an electron card which i have managed to use in many places to pay for my goods and also if you decide to open one then it has to be on the phone or in the branch.
I have had no trouble with my account. Some are being defered but i think that may be down to electoral role etc.
Thanks
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/
|
|
|
|
Needafriend
Junior Member
United Kingdom
344 Posts |
Posted - 27 September 2008 : 22:15:08
|
Your welcome:-)
Jo x
"There is light at the end of the tunnel, if you cant find it get a brighter torch"
For links to help with Bankruptcy, useful web pages and also a run down of my new debt free life, both before and after Bankruptcy, then please visit my blog:
http://debtfreejo.blogs.bankruptcyhelp.org.uk/ |
|
|
| |
Topic |
|
getting a bank account
